> Ruan Bingsen: What kind of American houses do Chinese people like to buy

Ruan Bingsen: What kind of American houses do Chinese people like to buy? (AACYF Los Angeles News: The increasingly popular transactions of Chinese buying houses in the United States have aroused the concern and inquiries of many friends...

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>China is becoming more and more prosperous and powerful. As the saying goes, only by settling down can you build your life. Chinese people who understand this truth first swarm to enjoy the prosperity of the city, and then swarm to enjoy the pastoral scenery. Nowadays, the sound of house hunting is everywhere. Seeing that China's housing market can no longer hold, the Chinese people have traveled across the ocean to look for it. Of course, they can't buy it in Nagoya next door, so they moved to the United States, just in time for the U.S. housing market to bottom out. After multiplying by 6:3, it is surprisingly cheap. The rich Chinese people think in their hearts: Make money by copying her, and then use real estate speculation to disrupt her market, killing two birds with one stone.

How do Chinese people snap up luxury houses in the United States? What are their standards and preferences? When Chinese people buy a house in the United States, the most important thing is newness. Chinese people like the new and hate the old. They don’t want to build things up, but when they see an old house and think about living in such a house in the future, they immediately lose their face and cover their eyes and leave quickly. Americans do not dislike the old, and sometimes are proud of it. They feel that they know how to preserve and appreciate traditional designs and craftsmanship. When some old houses are sold, they specifically emphasize that the house has a long history of nearly a hundred years and emphasize that the original style has been preserved. Now, homebuyers from China and the United States have different needs and have become complementary to each other. When Chinese people buy a house in the United States, the second most important thing is the size of the land. For the Chinese who only have 70 years of use rights and have never owned land, how sacred the land is! Adding "公" after the word is enough to express respect. Someone took American wasteland to China for auction, which immediately caused a sensation and rush to buy it. As everyone knows, usable land is like diamonds, and unusable land is like glass, worthless. When buying a detached house, land is indeed more valuable, because the land is large and there is room for expansion (available); the land is easy to protect privacy; the land is green and green, which also makes the environment more pleasant. No wonder, when Ouyang Xiu bought a house, he first asked the agent, "How deep is the courtyard?" However, the cost of a good area is high, so you should consider it comprehensively when buying. When Chinese people buy a house in the United States, the third most important thing is the appearance. The philosophy of Chinese people’s life is called face philosophy. The appearance of a house is the face of a house. A mediocre appearance will make a person look shorter and unattractive. However, Chinese standards of style are different from Americans. Chinese style often refers to European architectural styles, especially the Victorian style, which has decorations, ornate columns, round arches, spires, high ceilings, multiple windows, and complex and changeable lines. This appearance is certainly luxurious and elegant. However, you need both face and interior. Some exaggerated shapes will affect the internal layout. For example, in some cutting-edge buildings, there will be an attic space with a sloping ceiling on the upper floor, which is quite wasteful and awkward. Therefore, while paying attention to the appearance, you should also pay attention to the internal layout. When Chinese people buy a house in the United States, the fourth most important thing is good schools and a large number of Chinese people. In order to have good neighbors and good schools, Meng's mother moved three times. If Meng's mother left her hometown and completed the fourth move to the United States, but could not let Mencius go to a better school, then Meng's mother would not hold scissors and settle the score with Meng's father who paid for the house? But what confuses Meng's mother is that the schools in high-quality living areas in the United States are all good, but schools with good scores are not necessarily high-quality living areas. This is just like promising students with good grades, but not all students with good grades have a future. So Mencius couldn't help but tell his mother that life is the most important thing, and grades are secondary. The Chinese who came to the United States listened to Mencius's remarks and desperately looked for cities where Chinese people lived together, thinking that only in this way could they have a convenient and comfortable life. We must speak Chinese, and our Chinese stomach cannot be changed. Where else can such conditions be met except in Chinese cities? In addition, housing prices in Chinese cities are now holding up. Compared with other cities that are constantly falling, housing prices in Chinese districts are the strongest. The Chinese people are scattered in many ways, but they are quite cohesive when it comes to living. When Chinese people buy a house in the United States, the fifth most important thing is location. Chinese people are accustomed to sitting north and facing south. They have seen so many dark sides of life that they can no longer stand it. In principle, morning sunlight is indispensable, and afternoon western sun is not allowed. However, many bedrooms and living rooms in American houses are distributed in different directions. This room faces south, and that room may face east. At this time, grasping the main contradiction is a unique skill of the Chinese. When Chinese people buy a house in the United States, the sixth most important thing is to negotiate the price. Americans love and hate Chinese home buyers. They love them because they are rich, but they hate them because of their aggressive bargaining habits. Chinese people like to deceive. They can mark a product worth 20 yuan as 2,000 yuan and sell it, then cut it off with a sharp knife, and the deal is sold for 700 yuan. Buyers feel happy, and sellers are also happy. With too much deception, the standard of truth becomes slightly blurred. Therefore, when he came to the United States to buy a house, he still maintained his arrogance. For a house worth 2 million, he offered 1.09 million, which almost split the seller in half. After hitting a wall, the next time I saw a house worth 2 million, I finally put down my butcher knife, became a Buddha on the spot, and reluctantly bid 1.5 million.

Do Americans cheat when doing business? They also deceive, but they will not deceive themselves beyond the scope of the market. Before the seller determines the house price, the agent usually provides a market analysis report. The price is determined based on recent sales statistics in the same area. Of course, there is room for higher and lower prices, but if the price is too high, the house may be completely uninterested. The correct approach is to ask the agent to provide a market analysis before taking the knife to see if the house is priced lower than the market or higher than the market. If it is higher than the market, by how much? Based on this number, coupled with the feeling of on-the-spot investigation, and the inertia of slashing with a knife, a price is given for cutting the meat without cutting the bones. The above are the characteristics of Chinese people coming to the United States to buy houses. Generally speaking, they are wise, but they are also mixed with myths. By contrast, Americans mostly follow their own simple golden rule when buying a home: location, location, location. You can understand that the first location is a large area. For example, if you want to choose an area with a pleasant climate, mountains and seas, and a deep decline in housing prices, you may choose Southern California or Florida. The second location is cities and communities. The third location is the specific location of the lot, neighborhood, and house. But you can also understand it this way. Americans don’t have thousands of years of culture, so they can’t explain why. They have to repeat this word: place, place, place. One of the tips for buying a house in California, USA: What preparations should be made to buy a house with cash?

(1) Deposit check. The deposit is generally between 1% and 3% of the house price. It will not be cashed when making an offer, and only a copy of the check will be provided to the seller. After the buyer and seller negotiate the terms and accept each other, the check will actually be deposited into the transfer notary company. So when you arrive in the United States, you should first open a bank account there with your passport. (2) Bank deposit certificate. When buying a house with cash in the United States, in order to prove your ability to pay, you generally need to provide a bank deposit certificate. The simple operation is to go online and print it from your account. A statement from a domestic bank in China is also acceptable, but it is best to have it stamped by the bank. Tip 2 for buying a house in California, USA: What is the procedure for buying a house with cash? (1) Find a reliable and experienced local real estate agent. (2) The agent takes you to see the property. (3) After you have taken a fancy to the house, the agent will help analyze the house price, fill out the offer contract, and submit it to the seller's agent together with a copy of the deposit check and bank deposit certificate. (4) The brokers of both parties negotiate various conditions including price and bargain. (5) After both parties reach an agreement, the transfer will begin and the deposit check will be handed over to the transfer company for cashing. (6) The buyer understands and investigates the condition of the house, property rights, environment, homeowners association regulations, etc. (7) Sign transfer documents and fill in various forms. (8) If there are no major problems, remove the exit clause. (9) Complete all promised agreement contents (such as repairs). (10) Final payment via wire transfer. (11) Check the house one last time. (12) Government registration and completion of transfer procedures. (13) Turnkey. Tip 3 on buying a house in California, USA: What are the costs of buying a house with cash?

In addition to the house price, there are various handling fees. The fees that buyers need to pay include transfer fees, insurance premiums, home inspection fees, etc. What the buyer absolutely does not have to pay is the commission (which is paid by the seller). Some fees, such as transaction taxes, environmental hazard reporting fees, homeowners association fees, termite removal, home warranty, etc., can be negotiated to determine who pays. In addition, real estate taxes and homeowners association monthly fees need to be divided and paid according to the transfer time. Taking a $500,000 home as an example, the fees a buyer has to pay (not counting real estate taxes and monthly homeowners association fees) may be between $2,000 and $4,000. Tip 4 for buying a house in California, USA: After buying a house with cash, what are the subsequent maintenance costs?