Asian retirees face many obstacles in providing for their retirement. 1/3 cannot receive Social Security benefits.

Asian retirees face many obstacles in providing for their retirement. 1/3 cannot receive Social Security benefits. According to the Boston website Bay State Banner, across the United States...

Asian retired seniors face many obstacles in providing for their retirement. One third of them cannot receive Social Security benefits. According to the Boston website Bay State Banner, Banner reported that nearly 4 million elderly people in the United States will not be able to receive Social Security benefits, and 1/3 of them are ethnic minorities. In fact, according to data from the U.S. Census Bureau, approximately 1/6 of African Americans, 1/5 of Latinos, and 1/3 of Asian elderly people will not be able to enjoy federal pension benefits. The proportion of immigrants who do not meet the criteria for receiving social security benefits is higher among immigrant groups. It is reported that about half of Latino elderly people and 80% of Asian elderly people do not have social security protection. According to U.S. law, illegal immigrants are not eligible for U.S. welfare protection, but for those with legal immigration status, they are unable to obtain welfare protection because they do not have sufficient work records. For Asian retirees, it is not easy to balance their income and expenses. According to a 2011 Insight Center report, people who are eligible to receive Social Security checks can receive about $2,000 per year, which is about $13,066 less than the average income of retired seniors in the United States. And Pacific Islanders receive even less. The authors of the report also said that cultural, language and other barriers make it difficult for immigrants of Asian and other ethnic origins to understand relevant knowledge about social security programs. In addition, Asian retirees also face many obstacles, such as cultural resistance to bureaucracy, pride in financial independence, and fear of the government, which all cause their hesitation when applying for social security benefits. Ironically, the Social Security Administration said illegal immigrants contributed $12 billion to the Social Security trust fund in 2010, but illegal immigrants also defrauded $1 billion in Social Security benefits. Many illegal immigrants use fake Social Security cards to pay Social Security benefits while working, but they never receive their pensions.