Pension and Immigration Scheduling

> Pension and Immigration Scheduling 1. I am now 62 years old and want to receive my Social Security Pension early because I am afraid that I will not be able to receive it when the U.S. government runs out of money. Is this a wise move? …

> Pension and Immigration Scheduling 1. I am now 62 years old and want to receive my Social Security Pension early because I am afraid that I will not be able to receive it after the U.S. Government runs out of money. Is this a wise move? Answer: For retirees, Social Security benefits are important income. Because no matter how long you live or whether the economy is good or bad, your Social Security check will always arrive on time every month, with the amount adjusted for inflation. But if you can wait a few more years to receive it, you can enjoy the maximum possible amount. But you don’t have to live beyond the age of 70, because the amount will not increase after the age of 70, and there is no benefit in doing it again. According to the 2011 Retirement Confidence Survey by the Employee Benefit Research Institute (EBRI), only 42% of people have actually calculated how much they need to prepare for retirement, and the other 42% only make rough estimates, but most of the estimated amounts are low. When I was 70 or 80 years old, I ran out of savings and was forced to move in with my children. Many people start withdrawing money from their 401(k) or other retirement savings accounts as soon as they retire, without considering that the money will be needed to cover their living needs for the next 20-plus years. The 2009 Retirement Risk Survey conducted by the Society of Actuaries shows that most people spend their retirement savings too early and reap the consequences. However, the survey also shows that 11% of retirees only receive interest or a small part of the principal every month according to the plan, and 11% only receive investment income from retirement pensions. Therefore, investing the money in retirement savings accounts such as 401(k) and IRA appropriately is also the best way to live a safe life after retirement. Therefore, whether you want to collect your retirement pension early is a matter of opinion. It depends entirely on whether you have other retirement savings accounts in addition to social security funds that can support your life for the next 20-30 years. 2. July 2011 U.S. labor immigration schedule (6/10/2011 updated) Priority schedule First priority Worldwide, there are quotas. Mainland China: There are quotas Second priority Worldwide, there are quotas. Mainland China: 03/08/2007 Third priority: All over the world, 10/08/2005. Mainland China: 07/01/2004 Fourth priority: All over the world, there are quotas. Mainland China: There are places. Fifth priority: All over the world, there are places. Mainland China: There are places. Worldwide, excluding India, Mexico, and the Philippines. Note: First priority is for outstanding talents, executives of multinational companies, outstanding researchers and professors; second priority is for people with a master's degree or above or special talents; third priority is for skilled workers, professionals and other workers; The fourth priority is for some special immigrants; the fifth priority is for investment immigrants and job creators. July 2011 US Family Immigration Schedule (6/10/2011 updated) Priority Schedule First Priority Worldwide, 05/01/2004 Mainland China: 05/01/2004 Second Priority A Worldwide, 03/22/2008. Mainland China: 03/22/2008 Second Priority B Worldwide, 07/01/2003. Mainland China: 07/01/2003 Third priority worldwide, 07/15/2001. Mainland China: 07/15/2001 Fourth priority worldwide, 03/08/2000. Mainland China: 03/08/2000 Worldwide excluding India, Mexico, and the Philippines Note: First priority is the unmarried children of U.S. citizens; Second priority is the spouses and children of U.S. permanent residents; The second B priority is the unmarried children over 21 years old of U.S. permanent residents; the third priority is the married children of U.S. citizens; the fourth priority is the brothers and sisters of U.S. citizens.