After eight years of European health insurance, the problem has become more serious article cover image
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After eight years of European health insurance, the problem has become more serious

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After eight years of European health insurance, the problem has become more serious (Washington, 23rd) Today is the eighth anniversary of the legislation of "ObamaCare"...

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(Washington, 23rd) Today is the eighth anniversary of the legislation of "ObamaCare" (ObamaCare). It has an impressive feature, that is, it can survive for so long.

Americans are worse off than before Obamacare was implemented. Health insurance premiums and deductibles are rising, and consumers have fewer health insurance options to choose from. More people are covered by Medicaid, but it is a costly and unsustainable benefit that is, in many cases, worse for patients' health than without insurance. American life expectancy has declined for two consecutive years in more than half a century.

"Obamacare" will bear a great responsibility for these consequences.

>The most obvious shortcoming of the "Affordable Care Act" is that it fails to fulfill the promise of its name - "affordability." President Obama assured Americans in 2010 that the law's health insurance exchanges would create a "competitive market" where Americans could buy quality insurance at affordable prices.

However, in the federal Medicare market, the average premium income in 2017 was 25% higher than in 2016, and more than twice the average premium in 2013. Compared with 2017, the premium for "Obamacare" silver-level health insurance increased by 34% in 2018. Moreover, out-of-pocket expenses have also soared. The average deductible for individual silver-level plans this year is close to 4,000 yuan.

>The high premiums and high deductibles of "Obamacare" have excluded millions of people from health insurance. Last June, one in four Americans said they or a family member lacked necessary medical care because of cost.

This kind of health insurance has no other competitors. "Obamacare" has caused insurance companies to lose hundreds of millions of dollars. Many insurance companies have fled the "Obamacare" system. Only half of the counties in the United States have only one "Obamacare" provider to provide services.

Defenders of "Obamacare" have long pointed to declining uninsured rates as evidence of "Obamacare's" success, but it can no longer hold up. Last year, the number of people without health insurance in the United States increased by 3.2 million. The key factor is that the cost of health insurance is too high and unaffordable.

Moreover, in accordance with the "Obama Health Care" law, 15 million people have entered the Medicaid system. This system, which originally only catered for low-income Americans, has now become a curse due to the influx of a large number of people, which was originally a welfare for Americans.

A recent study in Oregon found that people receiving Medicaid care are already in worse health than many people without health insurance. A repeat study two years later found that Medicaid patients "did not significantly improve their health" compared with uninsured patients.

According to the report of the Senate Homeland Security Committee, to make matters worse, "Obamacare" has allowed many states to expand Medicaid services, exacerbating the epidemic of deadly opioid use in the United States. Obamacare expanded Medicaid, made prescription painkillers cheaper and more widely available, and illegally entered the black market.

Medicaid fraud is also linked to a surge in the use of deadly opioids, which have increased by 55 percent since the implementation of Obamacare. Eighty percent of the U.S. Medicaid fraud cases occurred in states that expanded Medicaid services, twice the rate in states that did not participate in expanding Medicaid services.

Since "Obamacare" took effect, health insurance has become more expensive, the burden on policyholders has increased, and the health of Americans has become worse.

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